Image
Image

About
ABU-EMP

Financing Inc.


Discover the Heart and Vision
Behind our Journey

What do you do when you dream of having a business but only have a few pesos in the bank? Do you play it safe or go all in on your dreams? Learn more about ABU-EMP Financing Inc., and how our founder Ericka Peña has successfully built this financing company, more than a decade ago.

Image
Image

Our Beginnings



With only a few pesos and a dream of breaking free from the 9-5, Ericka Peña built ABU-EMP. Her firsthand experience with entrepreneurial challenges drives her commitment to helping others succeed.

Determined to have a sustainable income and help her family, Ericka worked her way up by humbly seeking mentors and opportunities, all while learning the ins and outs of the finance industry.

Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image

With the help of people who believed in her and the little money she saved, Ericka immediately decided to launch a lending company from her tiny office, with only a phone, a stack of paperwork, and determination to make it work.

Because of her unwavering determination, she launched ABU-EMP Unlimited Credit Resources Inc., on August 4, 2011.

Building ABU-EMP was not easy it took a lot of hardships, dealing with the bureaucracy, rejections, and failures to get to where it is now.

Grateful for the opportunity to succeed in life, Ericka led ABU-EMP to dedicate itself to helping Filipino entrepreneurs achieve success through collateral-free loans without dealing with a lot of paperwork.

Image

Who We Are Now


Originally established as ABU-EMP Unlimited Credit Resources Inc., the company secured its secondary license as a lending company with the Securities and Exchange Commission (SEC) on October 1, 2011 (Certificate of Authority No. 1057). Building on this success, ABU-EMP – now ABU-EMP Financing Inc. – obtained a financing license on September 6, 2022 (Certificate of Authority No. 1307). These licenses signify the company’s unwavering commitment to empowering businesses and helping them break free from financial limitations.

Image
Image
Placeholder Image
Placeholder Image

Ericka and her daughter Meryl continue the legacy of ABU-EMP, blending experience with innovation to usher the company into the future.
Inheriting her mother's unwavering determination, Meryl has embraced the role of CEO and President. Under her leadership, ABU-EMP has been ushered into the new age wherein financial conversations are no longer transactional, but rather served with a human touch. 

The recently held “Limitless” Sales Kickoff, proved ABU-EMP’s dedication and commitment to foster growth and collaboration, not only with business consultants but also with the symbiotic community of ABU-EMP’s clients and business partners. 

With more than

80+

business managers & consultants

500+

clients

*These numbers includes repeat clients and long-term business managers & consultants

we're still growing, still learning, and still striving to provide the financial lifeline your business deserves.

Image
Image
Image

Affiliates

Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image
Placeholder Image

Think of us as your partners in the trenches.

We've walked a similar path.

That's why our streamlined lending process and. Our flexible terms aren't just designed in a corporate boardroom – they're designed to address the real-world frustrations and aspirations of business owners like you.

Take this as a sign to start writing your own success story. Get ready to build the business you've always envisioned. 

ABU-EMP is here to guide you on that journey.

Let's start with a conversation and see where your determination – and a little financial boost – can take you.

Image