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About
ABU-EMP
Financing Inc.
Discover the Heart and Vision
Behind our Journey
What do you do when you dream of having a business but only have a few pesos in the bank? Do you play it safe or go all in on your dreams? Learn more about ABU-EMP Financing Inc., and how our founder, Ericka Peña, has successfully built this financing company more than a decade ago.
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Our Beginnings
With only a few pesos and a dream of breaking free from the 9-5, Ericka Peña built ABU-EMP. Her firsthand experience with entrepreneurial challenges drives her commitment to helping others succeed.
Determined to have a sustainable income and help her family, Ericka worked her way up by humbly seeking mentors and opportunities, all while learning the ins and outs of the finance industry.
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With the help of people who believed in her and the little money she saved, Ericka immediately decided to launch a lending company from her tiny office, with only a phone, a stack of paperwork, and determination to make it work.
Because of her unwavering determination, she launched ABU-EMP Unlimited Credit Resources Inc., on August 4, 2011.
Building ABU-EMP was not easy— it took a lot of hardships, dealing with the bureaucracy, rejections, and failures to get to where it is now.
Grateful for the opportunity to succeed in life, Ericka led ABU-EMP to dedicate itself to helping Filipino entrepreneurs achieve success through collateral-free loans without dealing with a lot of paperwork.
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Who We Are Now
Originally established as ABU-EMP Unlimited Credit Resources Inc., the company secured its secondary license as a lending company with the Securities and Exchange Commission (SEC) on October 1, 2011 (Certificate of Authority No. 1057). Building on this success, ABU-EMP Unlimited Credit Resources Inc., – now ABU-EMP Financing Inc. – obtained a financing license on September 6, 2022 (Certificate of Authority No. 1307). These licenses signify the company’s unwavering commitment to empowering businesses and helping them break free from financial limitations.
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Ericka and her daughter Meryl continue the legacy of ABU-EMP, blending experience with innovation to ushered the company into the future.
Inheriting her mother's unwavering determination, Meryl has embraced the role of CEO and President. Under her leadership, ABU-EMP has been led into the new age wherein financial conversations are no longer transactional, but rather served with a human touch.
The recently held “Limitless” Sales Kickoff, proved ABU-EMP’s dedication and commitment to foster growth and collaboration, not only with business consultants, but also with the symbiotic community of ABU-EMP’s clients and business partners.
With more than
80+
business managers & consultants
500+
clients
*These numbers includes repeat clients and long-term business managers & consultants
Affiliates
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Think of us as your partners in the trenches.
That's why our streamlined lending process and our flexible terms aren't just designed in a corporate boardroom – they're designed to address the real-world frustrations and aspirations of business owners like you.
Take this as a sign to start writing your own success story. Get ready to build the business you've always envisioned.
Let's start with a conversation and see where your determination – and a little financial boost – can take you.
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