Real Talk,
Real Support
Need a Business Loan? Get Approved within 7 Days.
Experience the ABU-EMP difference: personalized service, expert guidance, and fast funding.
Fast Loan Processing
Skip the lines with less paperwork. Get faster, more accessible loans than traditional banks in 7 days or less.
Non-Collateral
Secure the funding you need without the hassle of complex collateral requirements. Focus on growing your business, not gathering paperwork.
Flexible
Choose a loan solution that fits your unique business model. Get access to revolving capital for seasonal fluctuations and unexpected expenses.
Expert Support
Get personalized consultations from our seasoned business consultants. Gain the clarity and confidence you need to make informed decisions about financing.
No more borrowing hassle: Get Approved Quickly and Easily
Application
Submission
Loan
Processing
We thoroughly review your application and supporting documents. This careful process ensures responsible lending and helps us design the best possible loan offer for you.
Ocular
Inspection
We may visit your business location to verify information and gain insights into your operations. This helps us personalize your loan and understand your business's unique needs.
Approval
If your loan is approved, we'll present you with the final terms and conditions. This allows you to make an informed decision and feel confident about moving forward.
Loan
Release
Upon your agreement, we disburse the funds quickly and efficiently. This puts the capital you need directly into your hands, ready for your growth plans.
Take the Next Step:
Your Business Growth
start with This Loan
- Do you have an existing business?
- Is your business registered to DTI or SEC?
- Does your business have an updated business permit?
- Do you have a well-managed checking account?
If your answer is YES to all of these questions, please fill in our information box:
Frequently Asked Questions
Which locations do you currently accept applications from?
Where is the head office of ABU-EMP? Do you have branches in the provinces?
What kind of applicant profiles do you restrict from applying for a business loan?
Do you accept applicants who are 60 years old and above?
I have a registered business and a passbook savings account, but I do not have a checking account. Am I qualified to apply?
Do you check CMAP, NFIS, and other similar credit bureau to approve applicants?
How much is the minimum and maximum loan amount that I can avail?
What is your interest rate? Is it negotiable?
What are the types of business that you accept?
While I don't have a checking account, I am using the checking account of my family for business purposes. Is it acceptable as proof of my bank transactions?
What kind of IDs are accepted?
What is the allowed loan term?
Are there any details I need to provide about the coverage of the bank statement/s I will submit? Is it only for checking accounts, or do I need to submit all the bank statements of all my bank accounts?
We are a corporation. Who should be the borrowers of the corporation?
How do you release the loan proceeds of an approved loan?
What if my checking account is an Auto-Transfer Account?
Do you accept foreign-owned businesses?
How soon does a loan proceed to be credited to my bank account?